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Navigating Proposed U.S. Tariffs: Our Long-Term Perspective

February 2025

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    Political discussions around Canadian-U.S. trade policy are once again in focus, with proposed tariffs on Canadian goods potentially impacting key industries and market stability. However, history has shown that markets adjust over time, and a well-diversified investment approach remains the best strategy. Below we briefly explore how tariffs have been used as a negotiation tool, identify sectors most at risk, and reaffirm our long-term investment perspective.

    Tariffs as a Negotiating Tool

    The current U.S. administration has historically employed tariffs as leverage in trade negotiations, using them to push for concessions from trading partners. In his first term, tariffs were frequently introduced or threatened against key trading partners, including Canada, as a strategy to renegotiate trade agreements. Should similar measures be implemented again, we may see targeted sectors face new challenges in cross-border trade, potentially leading to short-term volatility in Canadian markets.

    Sectors Most at Risk

    If new tariffs are imposed, the most affected industries are likely to include:

    • Manufacturing & Autos: Higher costs and supply chain disruptions for Canadian manufacturers reliant on U.S. trade.
    • Energy & Natural Resources: Potential tariffs on oil, aluminum, and lumber, affecting exports.
    • Agriculture: Increased costs and reduced demand for Canadian farm products in the U.S. market.
    • Consumer Goods: Supply chain disruptions and rising costs for various imported products.

    Mitigating Risk Through Diversification

    The approach our investment partners implement is built to withstand these types of political and economic fluctuations. They manage this risk through:

    • Portfolio Diversification: By maintaining exposure across various sectors and geographies, we reduce reliance on any single economic factor, including trade policy shifts.
    • Strategic Sector Allocation: While some industries may face headwinds, others will likely see very little change in demand and could potentially benefit from trade adjustments.

    The Long-Term Perspective

    While tariff threats and political changes can create short-term volatility, history has shown that markets are resilient and adaptable. Trade disputes often lead to renegotiations rather than long-lasting barriers, and businesses adapt to new realities. As investors, maintaining a disciplined and long-term perspective is key to navigating these developments without overreacting to headlines.

    For clients that work directly with our investment partner, TPC Wealth, their commitment remains the same – to protect and grow your wealth through a prudent, well-diversified investment approach that looks beyond short-term political shifts.

    If you have any questions or concerns about your portfolio, please do not hesitate to reach out to your investment team.

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